Closing Costs in Ontario: What First-Time Buyers Should Budget For
Your down payment is only part of the cash you need on closing day. Here is what first-time buyers in Ontario should budget for, and the refunds that can help.
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The Mortgage blog
What is happening in the mortgage market each week, and what it means for you, plus plain-language guides for buyers and homeowners anywhere in Ontario.
FSRA Brokerage Lic. #13812
Licensed in Ontario · clients anywhere in the province
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Mortgage Renewal in Ontario: A 120-Day Checklist Before You Sign
Signing your lender's renewal letter is easy, but comparing first can matter. Here is a simple 120-day plan for Ontario homeowners whose term is ending.
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What I write about
Market Update
Rates, Bank of Canada decisions and Ontario housing news
Homebuyer Guide
Pre-approval, down payment and buying your first home
Renewals & Refinancing
Renewing, switching, refinancing and home equity
Money & Credit
Credit scores, debt and budgeting for a mortgage
Newcomers & Self-Employed
Options for newcomers to Canada and business owners
Rules & Programs
Government rules, the stress test and housing programs
Important: General information only, not financial, legal or tax advice. All mortgages are subject to lender approval (OAC); rates, programs and rules change without notice. Articles are dated and reflect information available at the time of writing; check the date and sources before relying on them.